By paying with gift cards.
A friend of mine did that last year or the year before and put a picture up on Facebook of all the cards she bought, and I thought that was such a wonderful idea.
I figured if I divide the Christmas spend by 10 and buy 1 card per month from February to November our Christmas spending will be taken care of, and not only will one headache be taken care of, but it should add to the enjoyment of the season. (Sure I could save the monthly instalment into the EF and withdraw at Xmas but I want the EF to be a place where money floods in erratically & often and dribbles out only in the event of a true emergency, no transfering between accounts willy-nilly).
Gift cards have a 1 year expiry date so I will buy first the ones I know I will be shopping with and last the ones that we will be giving.
Last year because we were so broke our Christmas shopping was phenomenally low - $180 and we only bought for the niece and nephews. We felt bad, it's not really the meaning of Christmas to make other family members miss out because of our money dramas. It sucked.
So as it's the 27th of February I thought I'd better get card number 1 and bought one for $50.. 1 down, 9 to go!
One of the best ways to pay for Christmas presents is...
February 27th, 2015 at 06:53 am
February 27th, 2015 at 08:46 am 1425026783
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I would add, though, that it's not really the meaning of Christmas to spend as much as you can, either.
February 27th, 2015 at 08:40 pm 1425069614
January 4th, 2016 at 07:54 am 1451894086
i joined swagbucks on Nov 9th 2015, and im a day or two away from cashing in $133 in paypal cash since joining (we get the conversion rate on a $25 paypal redemption, so end up with around $33.
i will be writing a blog post at some stage about my surveys and who I use and who I find the most successful etc.