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Week 23 Update

June 28th, 2015 at 04:12 am

We're now 2 days from being halfway through the challenges (June 30) and I look forward to marking the occasion with a post. It's all going well and on Friday I got our half yearly bonus from my boss for $980. I was very happy about that because I took $1000 out of the EF to pay towards my study subject and I was then able to transfer it back into the EF (did it Saturday).

I spent a lot of the week being really worried about how we will come up with $4000 in 6 weeks without relying on savings or credit cards. I could feel anxiety coming on all the time and it was giving me a stomach ache.. Had to deal with it! Then in a moment of a mishap the answer presented itself.

B got paid on Thursday but I noticed he got paid for an invoice dated the middle of the month while there were still invoices dated the 1st, 4th and also a couple of 14th invoices (he sent out 4 invoices that day). So I asked him what was going on and he told me he was working for two different guys in the same company and one guy is new and so far not so good. The outstanding invoices are for his work. B said he will follow up (clearly as this guy is new B has to be speaking with him regularly to ensure the right thing is being done).

I looked at what is outstanding- it's $4200, so after tax will be $3800. We paid a deposit for the party of $300, leaving $3700. I realised as the invoices are old, B has since earned enough to cover expenses that are upcoming and I can earmark the outstanding invoices as savings for the party!! Yay!!! No more anxiety! We may have to dip into the EF for a couple of weeks but it looks like we may need a few hundred not much more. Have been feeling so relieved.

Another relief is my MIL who has onset Alzheimer's/dementia has been ruled unfit to drive. This has been a huge worry because I know that she wouldn't have the reflexes to avoid an accident if a situation presented itself and she's so independent that she would not see reason and continued to drive. And the fact that even though she has onset Alzheimer's/dementia the tests for being fit to drive were yearly not quarterly- so much can change even in a quarter, I thought they were all mad! I know she will have adjusting to do but it's for the better good. People don't realise that driving a car is operating a piece of heavy machinery and that they could take somebody's life. Am *so* relieved with this decision.

6 Responses to “Week 23 Update”

  1. Amber Says:

    Glad things are working out for you. My dad whose license was taken away because he couldn't pass the eye exam, also has early stage Alzheimer's/ dementia, I understand your relief. And yes, things do change very quickly.

  2. creditcardfree Says:

    I'm glad to hear you found where your party money is coming from! I would also be relieved to hear about the driving.

  3. scottish girl Says:

    Looking forward to reading your Week 23 post. Glad the money for the party is sorted Smile

  4. FrugalTexan75 Says:

    I hope the money for the past invoice comes in quickly for your party expenses!

  5. snafu Says:

    It's better that MIL has had her driving license taken by authorities and I hope she is able to make the transition easily. Has the car been removed/sold to reduce opportunity or forgotten rules?

    Wonderful that that's to B, income has risen to meet needs. I hope employer #2 pays up invoices when due and without drama or stress.

  6. VS_ozgirl Says:

    Thanks for the well wishes guys! We have about 5 wks so will definitely receive funds in time. We just need to ensure that the next lot of invoices are paid in a more timely manner so we don't fall behind. With MIL - FIL is selling his car, a panelvan, so the family only has the one car.

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