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Week 27, Card Approval, Football Win

July 26th, 2015 at 03:57 am

Week 27 has brought along lots of financial happenings. Firstly, I got approved for the 0% credit card! I applied Thursday night and told my boss he might get a phone call to verify my employment. On my lunchbreak I got a phone call from Virgin to verify my details and ask where I lived previously, which I gave to them. Fifteen minutes later I faxed all the proof of identity documents. A bit later on in the day when I had a chance I checked my email and found that pretty much as soon as I hung up they sent me an email confirming my application was approved! (And this was before I faxed the identity documents). So that's all very exciting.

I was looking at my accounts on Saturday morning and realised that I was supposed to ask for a balance transfer of $4350, not $4250! Oh well, this is one of those mistakes that is a good mistake because a little bit extra will need to be repaid. (Instead of $47 to repay, it is $147, but it is better in the long run)

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The party is now under two weeks away which is very exciting. Looking forward to it. B's credit card has taken quite a hit lately though because his work is so unreliable at the moment - the sidebar says a total of $751.69 has been repaid but currently there is only $236.00 available, so when he is lucky enough to get paid more than the bare minimum $515.69 will have to go back on there (mainly petrol he's bought).

We have allocated $2000 for a tab for the bar and now he is saying he's worried it will not be enough. My answer to that was if we both pretty much don't spend anything next week, maybe we can add some more to the tab. I am not volunteering our savings that it has taken months to accumulate to spend on alcohol, no way. Maybe if I see that he is willing to not buy anything at all, no beer, takeaway, for a weekend then I may volunteer some. But this is on the condition that we both live off the absolute minimum beforehand. I was thinking we usually spend about $550 after challenge savings, so we'll just spend $100 on food and put $450 on the tab.

I hope everything goes well and it is truly is an event to remember and look back on years later with fond memories, but I am so looking forward to getting back into my usual routine of saving and not being so stretched.

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Grocery shopping went well- my goal was to spend $80 and I have got most of the items for $49.33. Still need to buy a little bit more meat (cheap cut), lunch meat, bread, cat food and dinner vegetables. I think it can easily be done within the $30 left over. I was very happy about that!

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And my football team won, yay! They won by 37 points, so to add that to my mini-holiday fund will be $307.00 (when I get to be able to)

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Last thing, yesterday I went to the movies for the first time in a while. Didn't care about their popcorn or icecreams, so stopped in at the supermarket on the way there and bought some chocolate and savoury crackers for $4.45, brought the water from home. Glad I did, as the tickets went up to $20 each! Definitely an occasional treat now. I saw Trainwreck which was a really good movie - a bad girl turned good who finds love - very cool, sweet and funny.

4 Responses to “Week 27, Card Approval, Football Win”

  1. scottish girl Says:

    Congrats on your 0% card! I'm going to google Trainwreck. Good going spending less than your budgeted amount on groceries.

  2. VS_ozgirl Says:

    Thanks SG Smile

  3. FrugalTexan75 Says:

    Is there a way you can make sure that the allotted money for the bar tab is fairly allocated to the guests? Then if they want more that, they can pay for their own? Maybe some kind of ticket system?

  4. VS_ozgirl Says:

    It would be fairly allocated anyway because there is enough there for everyone to have a drink or two. My husband is operating on the old fashioned principle of if you have a milestone party, you cover the food and drinks. But I'm worried about how much people will drink because there's no way we can cover a huge bill, especially as he hasn't been earning extra, or even normal, wages. He's proud and wants to cover the bill, while I am looking at what we're providing and believing that $2000 is a lot of money for alcohol. He's looking at what it gets (so say 6 drinks per person) while I'm looking at us as paying a big chunk of money (more than half my monthly pay to put it in perspective) and thinking well, we've put a big deposit down on the bar and are doing the best we can. Especially when his work lately is 2.5 days one week, 4 days the next, it makes it all pretty hard to save when you're not even getting full pay.

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