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September Wrap-up

September 30th, 2015 at 04:50 am

I'm going to aim to keep this entry short, especially as I'm not using wifi at the moment, so should get off the internet soon. (And look at the modem again soon).

I've been noting down my figures but then I felt like using something a bit more visual. Something fairly simple, don't have the energy right now to work out how to use something with a bank feed and code things etc. I found an app called Spending and it's super easy to use and the top half of the screen looks like a chalkboard and simply states "Income" $$, underneath Expenses $$ and underneath that the amount you have left over.

The bottom half has a pie chart which shows percentage of each spending category. So simple and visually all I wanted!

Bills for September amounted to 63%. Bills are high in September because they're all lumped together and also because it's at the end of winter so we've been running the heater, dryer etc. Spring is here so not as much need to run everything.

Savings amounted to 15%. Spending on food etc was fairly low key and I tried to spend as little as possible on petrol, clothes etc.

I like the app, so I think for October I will use it but put in the bills and 15% savings and aim to live off the rest.

6 Responses to “September Wrap-up”

  1. alianora Says:

    That sounds like an awesome little app. I think that might be something I could use - I try to use YNAB, but never follow through and then get frustrated entering things when I try again. Thanks for the tip!

  2. Ima saver Says:

    I think that saving 15% is fantastic! Way to go!!

  3. rob62521 Says:

    Wow...15% on savings! Good for you. That app sounds like a great tool.

  4. VS_ozgirl Says:

    Thank you guys! The app is pretty great, alianora it's very easy to use. Will probably change again later to something with a bank feed but for now this is great.

  5. FrugalTexan75 Says:

    I think I tried that app before. It just wasn't YNAB for me, so I went back to YNAB. But it sounds like it's working for you - so that's great!

  6. VS_ozgirl Says:

    Thanks!

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