Have decided to keep the financial goals as listed on the sidebar, but to include all amounts saved (planned and snowflakes) in the 52 week challenge.
Non-financial goals are to decrease my alcohol intake slightly. I buy 2 bottles of wine per week, so my goal is to only buy 1 bottle of wine per week. I will probably spend the money saved on small items of clothing that I leave far too long to buy!
My other non-financial goal is to keep the kitchen bench clear and wiped daily. This is because just before Christmas we got these lovely bar stools to match the area, and it would look so much nicer.
We have kept the automatic savings payments as per previously, the first payment came out on Friday January 1. The 52 week challenge is as follows:
Starting balance: $0
Plus:
EF savings $71.02
Part payment towards balance transfer amount $75.00
Snowflake of discount on tshirt bought $9.00 (this was sent to CC1)
Today's closing balance: $155.02
I also need to note the insurance savings made last month. We now have $1,120 and by March will have $1,660. The payment due is around $2000 so there will be a small amount extra to pay.
***
We got back from visiting our friends yesterday, and had a really lovely New Years Eve. We are already getting back into the swing of things. I washed 3 loads of washing today, did grocery shopping ($100) and went to the gym. I want to go to the gym a few times before going back to work on Thursday to work off my holiday eating 
***
I love the 365 days of gratitude and enjoy seeing what you are all grateful for. Here are my things:
1. Being able to show my face to all of the people who read this blog regularly. This is me on the top left, hello everyone!
2. Being able to go back to where we always used to camp with our friends on Friday, it was so nice being at this place again! (It's called Tocumwal, it's on the Murray River in Victoria). Ps on the bottom right is a koala we had to give way too coming out of the campsite, wish I could have got a better photo but it was not to be!
2016 Goals, 365 Days of Gratitude #2
January 3rd, 2016 at 08:21 am
January 3rd, 2016 at 02:00 pm 1451829637
January 3rd, 2016 at 02:21 pm 1451830888
January 3rd, 2016 at 02:37 pm 1451831864
January 3rd, 2016 at 05:44 pm 1451843077
January 3rd, 2016 at 06:50 pm 1451847007
January 3rd, 2016 at 11:10 pm 1451862638
January 4th, 2016 at 03:45 am 1451879129
January 4th, 2016 at 10:57 am 1451905061
January 4th, 2016 at 11:15 am 1451906113