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February Snowflakes & Savings

February 25th, 2016 at 11:41 am

52 Week Challenge Opening Balance: $1,809.96
Plus:
- Priceline rewards snowflake $4.38
- Safeway grocery rewards snowflakes $20.00
- Mortgage additional repayment $288.00
- EF savings $71.02
- Credit card repayment $303.00
52 Week Challenge Closing Balance: $2,496.36

Money here is slowly getting back to what we know as normal, B is starting to get paid weekly instead of us having to stretch his payments to 2-3 weeks (yet the payments are worth 1-2 weeks).

So I've just kind of sat on transferring various payments (due to not being sure if we would have enough to do all the payments). It's probably more time effective to just do it all in one hit anyhow.

We received the Priceline and Safeway snowflakes at the start of the month (by reduced prices at the checkout) so when I got paid, I just transferred the amount over.

The mortgage additional payment and the credit card repayment are both monthly payments - the credit card is actually for the month of March but as the payment is due by the 7th, I just paid it at the same time as the other payments.

All that is left in the Bills account now is enough to cover all direct debits and $250 for the car being upholstered next week. Last year we noticed that the ceiling of my 13 year old car is starting to drop at the front but as we had so many other repairs, we put it in the not urgent category. Now the back is falling down as well as the front and you can see the ceiling drop in the rearview mirror, so we thought we'd better get it sorted out fairly soon - it will possibly get done next Thursday.

Spending this month is still low, so we're doing well in that area.

***

As I've decided not to study for the degree any further I spent the money set aside for the study unit by buying 100 QBE shares. I bought 50 in December for $12.15 and they dropped down, so I got 100 for $10.10. At the end of the month I will update the EF breakdown on the sidebar properly.

Work is also going well with the job change - I spent some time today doing some bookkeeping work for our clients and have been spending a bit of time each day training our part-timer in various aspects of my job. Possibly about a third of my job involves so many administrative duties it would take days to train someone in! So I figure 2-3 new things each day is enough to teach her while not overloading her. The idea is that she will be doing a lot of administrative overflow and be able to work more than 3 days per week.

I have plenty of things to write about but it's right before bed and I've gotten really tired all of a sudden! Hope you're all doing great Smile

4 Responses to “February Snowflakes & Savings”

  1. creditcardfree Says:

    Great work on those snowflakes!!

  2. mjrube94 Says:

    Great job! That's an impressive amount for so early in the year.

  3. VS_ozgirl Says:

    Thanks guys!

  4. FrugalTexan75 Says:

    That's a good idea to go slowly with the training.

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