Last month when I deactivated the global roaming on my phone I was told I had to wait until after the 7th August to request the $100 bond refund. Annoying but anyway, yesterday I spoke with it and requested it. They put the claim through and said it would take 3-5 business days.

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Was still considering study so decided to prepare my tax return for the year ended 30 June 2016 to see if I would get a refund to put towards it. The unit would cost $1445 including books and I will be receiving a tax refund of $1072 once I lodge it. I need to prepare B's tax return too and have no idea what the outcome of that will be as he closed the business down 3/4 of the way through the tax year and got a job. We'll see.

As for studying - the financial side is sorted but it is a gruelling schedule with full time work so it's highly likely that that I'm going to pass on it. It's a hard choice - to study to get qualified will mean I'm not working at a fraction of my potential once qualified however working at my current level (bookkeeping) means I'm not living a fraction of my life! While studying I can't do the things I love- spending quality time with my husband, family and friends; camping and travel. That's the toll of 60 hour weeks and I'm not sure I want to do that for years on end. Enrolments close on the 14th so I have until then to decide.