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Snowflakes 18/8/16

August 18th, 2016 at 11:15 am

Challenge starting balance: $6,436.17
Plus:
- weekly EF savings $35.69
- balance transfer CC payment $110.25
- mortgage principal payment $16.00
Challenge closing balance: $6,598.11

Today true to my word I woke up 15 minutes earlier. It's amazing how tired I am with the 15 minute difference, it means a lot I guess! Should be used to it soon. I have to go to bed soon also, which is the other thing I need to get used to.

I used that time to pay the bills, B's speeding fine ($190)(ugh) and his driver licence renewal ($267).

Yesterday morning when I got up early I ordered my textbook ($140.94). My credit card is now just below $2000 which was nearly giving me an ulcer so I transferred the full cost of the study unit and textbook ($1445.94) from the EF. I did not spend 1 year 1 month (so far, next month is the final month) repaying credit card debt to become lackadaisical about large amounts sitting on the credit card, don't want to end up back in that hole! No way no how.

Seeing the cash balance in the EF after doing the transfer is now giving me an ulcer though, so need to get B's tax return sorted asap so we can lodge and I can get the $1073 refund to put straight back in the EF.

After work I went to the shops to get some food for dinner but also decided to do CB's 10 items idea. For $34.54 I got ravioli for dinner, liquid hand soap, toothpaste, meat for the dog, bread, peanut butter, potato chips, coffee pods, almond milk, mini chocolate bars and garlic bread. Ok, I got eleven things. We are running really low on food at the moment so need to build the pantry up a bit!

Goodnight all!

Posted in Credit Cards, Debt, Food / Groceries, 52 Week Challenge, Random | 3 Comments »

3 Responses to “Snowflakes 18/8/16”

  1. CB in the City Says:
    August 18th, 2016 at 03:00 pm 1471532426
    1471532426

    LOL! I mainly get ten items because that's about all I can carry upstairs at one time!

  2. rob62521 Says:
    August 18th, 2016 at 08:13 pm 1471551212
    1471551212

    Good idea to build up the pantry. Right now the stores are having some decent sales on things I like to keep on hand in the pantry. Did a little stocking up on them the past couple of weeks as they advertise their loss leaders.

  3. VS_ozgirl Says:
    August 19th, 2016 at 08:06 am 1471594012
    1471594012

    CB- oh no that's funny! However it has helped me because it is forcing me to stock up on food etc.

    Thanks Rob!

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