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Home > Snowflakes 30-10-16; Into The $117's!

Snowflakes 30-10-16; Into The $117's!

October 30th, 2016 at 10:20 am

Challenge starting balance: $8,739.85
Plus:
- weekly EF savings $35.69
- digital change $4.37
Challenge closing balance: $8,779.91

Our weekly EF savings were transferred over as usual, which is great but the two financial things of note were:

1) Our mortgage payment hit, and then interest was charged, the end result is we are now into the $117's!! New balance is $117,703. Very exciting. I don't think we will make $115k by the end of the year, but I do think we will make it to $116k.
2) My tax refund was received and was promptly sent back to the EF. The balance looks much healthier now! Breathing a sigh of relief.

Looking at the EF; the mini-EF is now $3,504.55 - this is the cash portion of the EF. The maxi-EF has only gone up $1 since last month! This is the shares portion of the EF. Thankfully the shares have only dropped a little bit; they were purchased for $3,826. So if the shares were at their purchase value the EF would then be $7330.55 instead of the $7,177 it currently is. Still it's great to be up into the next thousand, it feels like it has taken all year to get there.

***

Non-financial things were during the week we celebrated our 6 year wedding anniversary, then yesterday it was a beautiful spring day so we caught up on the gardening at home. We then said hello to our neighbours across the road and we had heard that the wife had changed jobs; she told me she was made redundant in the July of this year and it took her a full month to find a new job. She is the sole provider for her family; her husband has an illness so looks after the kids while she works. I told her I thought it was great that she was only out of work a month; she is really liking her new job.

Today we took our inlaws out for a country drive and we had lunch with them (I suggested this because we have spent the last couple of weekends with my family so thought it would be a nice thing to do), which was a really lovely day.

4 Responses to “Snowflakes 30-10-16; Into The $117's!”

  1. alice4now Says:
    1477832011

    Happy Anniversary!

    I still smile when I read about your seasons, being complete opposite of my seasons. An image of "vs-from-oz" waving from the other side of the world pops up in my head!

  2. starfishy Says:
    1477840124

    happy anniversary! and congrats on the new mortgage total Smile

  3. FrugalTexan75 Says:
    1477841162

    Happy Anniversary!

  4. VS_ozgirl Says:
    1477892156

    Alice4now that is so cute! I'm happy to wave hello anytime Smile.

    Thank you all for your anniversary wishes, it was a very happy occasion Smile. (And very happy about the new mortgage total too!)

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