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Archive for September, 2017

September Bills Month Compared to Same Time Last Year

September 11th, 2017 at 08:36 pm

Last year I wrote about how we have a large amount of bills in the month of September and how high they are, and resolved to average out the annual expenditure and pay a set monthly amount from then on.

Well, it's a year on and we have been putting aside the averaged amount each month for mortgage and bills, which has definitely eased financial worries.

September 2017 is no different for bills though and exceeds our monthly amount we set aside by $878.53. We have no bills in October really though, so can easily make it up next month.

Last year in September bills exceeded the monthly amount by $1043, this year September bills exceed the month amount by $878.53. Our gas and electricity bills are lower than last year by $150 in total, so that represents the majority of the change.

I'm not sure that I need to recalculate the totals after all - as in work out all the bills for the period October 2016 to September 2017 and work out a new averaged amount as it is roughly the same as last year.

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In other financial news, my car got serviced yesterday for the first time in a couple of years and cost $290 in total - $140 for the service, and $150 for new back brakes.

July -$911.17, August +$816.45

September 5th, 2017 at 08:37 pm

In July we went away and it was quite a spendy month, so we ended up in the red by -$911.17. In August we had a much quieter month and so were able to have $816.45 left over, so pretty much the majority of July's overspending has now been negated, which I'm very happy about.

The start of September has been pretty spendy though, so will be trying not to spend too much. First I needed a new pair of work shoes because the heels had worn off the ones I wearing, making them unsafe. I managed to find a pair for $70, which was a reasonable price. I was hoping for $50, so close enough.

Then on Saturday, I had bicarb soda all over the mattress (to get rid of dust mites) and was vacuuming it off when the power suddenly died. We tried using a different powerpoint, but nothing. This vacuum cleaner we've had for 8 years so we've got quite a lot of use out of it.

Due to still having bicarb soda all over the mattress we needed to get another one asap. We ended up with a Hoover pet bag powerhead vacuum cleaner for $410. I don't normally like bag vacuum cleaners but the salesman did say that the filters last longer and require less cleaning, which is a plus for me.

The vacuum cleaner does work really well I must admit! I haven't taken this money out of the EF because I think it's now running a bit low and we'll be able to cover it in this month's budget.

Yesterday I was thinking of just how glad I am that I stumbled on Savings Advice that three years ago! There are so many interesting stories and points of view to share, I feel like this site and everyone I talk to here is part of me and wouldn't want to lose it - so hopefully it's around for a while!