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September Bills Month Compared to Same Time Last Year

September 11th, 2017 at 08:36 pm

Last year I wrote about how we have a large amount of bills in the month of September and how high they are, and resolved to average out the annual expenditure and pay a set monthly amount from then on.

Well, it's a year on and we have been putting aside the averaged amount each month for mortgage and bills, which has definitely eased financial worries.

September 2017 is no different for bills though and exceeds our monthly amount we set aside by $878.53. We have no bills in October really though, so can easily make it up next month.

Last year in September bills exceeded the monthly amount by $1043, this year September bills exceed the month amount by $878.53. Our gas and electricity bills are lower than last year by $150 in total, so that represents the majority of the change.

I'm not sure that I need to recalculate the totals after all - as in work out all the bills for the period October 2016 to September 2017 and work out a new averaged amount as it is roughly the same as last year.

****

In other financial news, my car got serviced yesterday for the first time in a couple of years and cost $290 in total - $140 for the service, and $150 for new back brakes.

Posted in Budgeting, Spending | 4 Comments »

4 Responses to “September Bills Month Compared to Same Time Last Year”

  1. crazyliblady Says:
    September 11th, 2017 at 08:57 pm 1505163453
    1505163453

    Because you have had a few years where the September bills were higher than expected, I would estimate the total for next year a little higher than this year has been. Set it aside monthly in a separate "irregular bills" account (I used savings accounts for this) and then transfer it to checking or whatever when you are ready to use it.

  2. LivingAlmostLarge Says:
    September 11th, 2017 at 09:00 pm 1505163650
    1505163650

    Congratulations for planning

  3. VS_ozgirl Says:
    September 12th, 2017 at 07:46 am 1505202411
    1505202411

    Crazy lib lady- I'd probably do that if it was hard to repay the deficit in the October month- for the moment it's easy to pay back so it's not a problem for now.

    Thanks LAL Smile.

  4. rob62521 Says:
    September 14th, 2017 at 03:17 pm 1505402271
    1505402271

    Good job on planning! At least you know September is going to be a big bill month and have planned for it.

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