Challenge starting balance: $3,702.74
Plus:
- 2 week's EF: $142.04
- 2 weeks balance transfer repayment: $151.50
- Mortgage repayment: $44.50
Challenge closing balance: $4,040.78
B got paid on the 30th so have now made the fortnightly challenge payments; happy to say the challenge total has now hit $4k! It took just over 4 months to get here.
I decided to change the bank account our automatic EF savings gets withdrawn from to be from the account our pays go into; before it was in another account and I was always having to transfer money over there. Much easier.
I sent over the balance transfer to the bank - realised it was due by the 7th so thought I'd better hop to it. That card balance is now $1,220 and only four months to go; it's starting to get exciting. Did I used to pay credit card interest? It's now a distant memory, hasn't happened for nearly a year.
Mortgage interest that got charged last month was $589 and I realised that if we can just pay the $89, we will be under $121,500; should be $121,498. That was motivating so this pay we saved $44.50.
***
Now for the thing that is making me want to bang my head on the desk.... I got around to setting up my travel money card, they sent me out the cards and tonight I have activated the cards and had to set up a user name and password. It then asks you to choose two security questions and write the answers.
I thought I had the details of how to transfer the money to the card and realised I'd gotten something wrong, so had to log back in. (of course I'd logged out...). Type in the user name and password, and it gives me two completely security questions!!!
Aaaargh. I've now been locked out of it temporarily. I've possibly typed in a slightly different password I'm guessing (the user name is easy for me to remember). I'm annoyed at the moment because I was looking forward to sending over the money but I guess it will have to wait until tomorrow. Or until I have to speak to a banking operator.... Grrr, so annoyed. And possibly over-tired. Will need to revisit this later. (And get some zzz's now).
$4K Reached; Travel Money Card Frustration
May 3rd, 2016 at 11:51 am
May 3rd, 2016 at 02:57 pm 1462287472
So frustrating when passwords and the sort don't work. Hope you won't have to spend too much time on the phone to get it repaired.
May 3rd, 2016 at 10:07 pm 1462313228
Thanks I will give it another try today.
May 4th, 2016 at 12:52 am 1462323141
May 5th, 2016 at 08:15 am 1462436105