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Credit Card & Bill Management; Another Snowflake

April 19th, 2017 at 12:25 pm

I am conscious that certain things have been let slide for a little while so I am trying to make amends before it is too painful.

Today and tomorrow my main priority is to get the credit cards to their correct balances. I have just fixed up B's credit card so that tomorrow when the automatic weekly transfer of $75 to that card hits, the balance will be $2,470.

We put $75 there per week to cover the compulsory car wash he must do for the company car each week plus his various coffees, lunches and miscellaneous expenses (eg going to the barber).

Unfortunately the card was sitting at $2,990... ! This was due to our easter trip, where he put fuel, alcohol and the new LED lighting kit we bought for the camper trailer on it amongst other small things. (We had to buy the kit while we were away because the batteries went flat on our main light source, luckily it was 25% off - the new lights make such a difference).

Anyway, I digress. I just transferred from our bank account $445.23, being $348.23 to cover the outstanding balance plus this month's payment of $97 against the mountain bike purchased. Ouch. These things add up - imagine if I had left this another two weeks?

So his card is now sorted. Tomorrow I will be paying down my Virgin credit card back to $0. I'm guessing that about $345 will need to be paid. (These charges consist of among other things: train ticket $137, balance of textbooks $55, balance of fuel $15, groceries $45, caravan park accommodation $90). My Virgin credit card hasn't been down to $0 since February, so it is pretty important to get that in order. (Around February I put school textbooks plus a new suit on it so have been paying these items down). All in all, I'm not terribly fussed about transferring over the money for either cards because all expenses have been entered into my spending app so there is nothing that is a nasty surprise.

In regards to bill management, I was so frantically busy last week that I simply paid the home phone and B's mobile bill and neglected to pay the animal's registration fees, must do that tomorrow night.

I received another $10 from Safeway Rewards so have transferred that to the Christmas Savings challenge. $56 towards this month is now sitting there so will only have to put in $44 at the end of the month. Must also update the snowflakes spreadsheet to include the dividends received the other but will get to that. Slowly getting everything back in order!

2 Responses to “Credit Card & Bill Management; Another Snowflake”

  1. My English Castle Says:

    Sounds like you're busy! Hard to stay on top of things when it's like that.

  2. VS_ozgirl Says:

    Yeah but I'm trying. It's great to be posting again more regularly, I've missed everyone here Smile.

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