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Archive for June, 2019

Small CC Repayment, Spendy Week, Laptop Fund

June 27th, 2019 at 03:07 pm

As of Thursday 27th June, my Virgin card was $1997 and my NAB card was $1438. I haven’t paid much extra except for the $4 to the NAB card as I put a few things on there and had to repay them. I enrolled for the BAS Agent Registration course and paid for that ($595), went to my final physio session ($110) and bought some cushions at a linen party ($140 - $50 remaining to be repaid). Very spendy, am looking forward to reining in the spending to the usual amounts!

I probably should transfer money to our holiday savings for UK 🇬🇧 next year. So far we have $1200, last week when we received our monthly pays we paid a bit over $300 in. Nearly enough for one of our two airfare tickets 😊.

In other events B has laid the floating floors now, they look awesome! Our house is looking great 😁.

Next week my boss goes on holidays so I have emailed him to see if I can take an annual leave day off next week and also to ascertain when my four days a week starts. I asked for it to commence in July so need to know if it will be next week or when he comes back, looking forward to the answer tomorrow.

I have also started saving for a laptop as I will need that when the business is up and running and need something that will have a battery life that lasts a day as well as other bits and pieces. Research tells me that I should be able to get a decent business laptop for about $1000. So far I have $70 (don’t know that I can save this week as it’s a bit of a spendy week).

Wishing that everyone has a great weekend!

Both Credit Cards Under $2K Each; Good Job News

June 21st, 2019 at 12:51 am

As of Thursday 20th June, my Virgin card was $1997 and my NAB card was $1442. I made the goal to have that under $2000 in the next few weeks (took 2 weeks), so am very happy about that!

I missed blogging last week because I was sick with a cold, and actually had 2.5 days off work. All better now but didn’t really have the energy to do much for a couple of days.

I also have transferred $31 to our holiday savings for UK 🇬🇧 next year. So far we have $1200, last week when we received our monthly pays we paid a bit over $300 in. Nearly enough for one of our two airfare tickets 😊.

In other events B is still laying the floating floors on the weekends - we have had a lot of social engagements so it has been hard to do too much. The lounge room floor has been laid and we are in the midst of doing our bedroom (therefore we are sleeping in the guest room at the moment). We had a $900 buffer between the loan money received and the cost of the flooring and landscaping, however because of having to buy extra bits and pieces there is only $240 left.

My biggest event for the week happened today ... I had a moment alone with my boss and asked him if he considered the possibility of me going down to 4 days per week. I have been thinking about this for a while so it’s not a spontaneous idea. One day (hopefully within the new financial year) I’d love to open my own bookkeeping business and work from home 1-2 days per week. There are a few things I need to study first though so I’d like to start doing that on the day off. He agreed!! It’s a temporary arrangement for the moment - we have agreed to review whether it’s working sometime between the end of September and the middle of November, before it gets busy for Christmas. There have been some conditions laid down: he wants me to be in the office 15 minutes before we open (something I have never been great with) and I have to leave my phone in the drawer so I’m not tempted to look at it all the time. This is to maximise efficiency, and that is fine, it’s reasonable. I’m very grateful that he accepted my request and am so happy!!

Wishing that everyone has a great weekend!

Credit Card Repayment, Holiday Savings, Job News

June 11th, 2019 at 12:41 am

As of Thursday 6th June, my Virgin card was $2063 and my NAB card was $1448. Not much of a decrease but not going up either! I transferred $180 grocery money onto the Virgin card (I pay grocery money onto the credit card before using it) and $18 credit card repayment onto the Virgin card.. next week the Virgin card will be $2045, my goal is to have that under $2000 in the next few weeks - hoping for next week.

Every Thursday is our “payday”. We both get paid monthly on the same day so I put our spending money aside and transfer an equal amount each week on Thursday, which I did today (hence the repayment and payments etc).

I also have to transferred $24 to our holiday savings for UK 🇬🇧 next year. So far we have $826, we will then have $850. We are looking at travelling in August next year and have already told our UK friend, it’s all very exciting.

In other events B started laying the floating floors on the weekend. We had a $900 buffer between the loan money received and the cost of the flooring and landscaping, however we had to hire a machine to pull up the hallway tiles, buy a part to grind the concrete flat and buy compound level mix to lay on top of the concrete to get it really flat - these expenses used up $400 of the buffer.

My biggest event for the week happened on that same Thursday... I had a moment alone with my boss and asked him of the possibility of going down to 4 days per week. I have been thinking about this for a while so it’s not a spontaneous idea. One day (hopefully within the new financial year) I’d love to open my own bookkeeping business and work from home 1-2 days per week. There are a few things I need to study first though so I’d like to start doing that on the day off. So far he hasn’t responded. Wish me luck!!

Wishing that everyone had a great weekend!