As we near the end of October it seems that every spare minute of my time has been taken up with reorganising our bank accounts. It has been such a long, tedious process. We received an advice from our bank that they are restructuring our bank accounts to only allow one transaction account (the checking account) and our other bank account that we used as a transaction account to get our salaries deposited and all direct debits would change from a transaction account to an internet only savings account that does not allow direct debits or periodic payments. Ugh.
I am so glad that DH suggested changing banks altogether because of the time it has cost us (mainly me). I had to trawl through the bank account to list all debits and then contact everybody, which has been such a time consuming process. It has been time consuming because there were so many financial institutions (ok, quite a few, it feels like so many) and each financial institution has a different process. Some were fine with updating the bank details over the phone, others expected you to fill out the form and scan it back, some you had to log in online and go to this section of the website. It has been such an annoying process. The only positive out of it all has been getting reacquainted with the various institutions that we use and listing all of our debits down in an organised manner.
Thankfully I can already see the payments coming out of the new account and we have now moved most of the money over to the new bank. It is looking like this weekend we will start using the eftpos card for the new bank and the process should be pretty much complete.
Another tedious life administration thing I had to do this month was change my name with my super fund (retirement account) for my new employer to deposit into. I have pretty much changed my name everywhere, now just have two things to go. But again, this was a matter of complete a form, get the marriage certificate photocopy certified, send it all off.
It is actually our wedding anniversary today, we have now been married for 11 years! (I guess it is pretty bad that I am still changing my name on things, but I had a lot of things to change). It is a lovely sunny day just like when we got married which is nice.
I have to do my last bit of life administration for a while hopefully, which is do our taxes - they are due on Sunday. The process does not take too long though, hopefully we will get nice refunds back. Then after that we will go out to dinner to celebrate our anniversary, and it will be the first time we have eaten out since possibly June or July? (We only got out of lockdown last week). We are going out to dinner at a lovely inner city suburb by the water, so am looking forward to it. Hope you are all well!