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Archive for August, 2020

25% of 52 Week Mega Money Challenge Completed!

August 20th, 2020 at 02:30 am

I'm happy to say that we're now at Week 13 of the 52 Week Mega Money Challenge (in which both DH & I are repaying part of our credit card debt), which marks 25% of the way done!

The credit cards are slowly getting there. It's just great to see progress on the goal as well as sticking to the goal, which is sometimes easier than done!

Life Right Now In These Crazy Times

August 13th, 2020 at 07:49 am

Life here is very quiet but still busy as always. We have been in Stage 4 Lockdown for the last two weeks, so mask wearing is mandatory, the government has severely restricted the types of businesses that are essential, we are only allowed to travel up to 5km from our homes with the allowance of one person doing food shopping and exercise is restricted to one hour per day outside. Our cases started skyrocketing scarily and it was very stressful watching the news for a while. I am fine with limiting movement outside to bring transmission down - it is not a big thing to do but will have a big impact.

We did not know what Stage 4 Lockdown would involve so I spent three days in the leadup to it buying meat, alcohol, and any other purchases that I figured we would need in 6 weeks. It turns out Australia's Stage 4 Lockdown is not as strict as New Zealand - we have butchers, bottle shops and takeaway still open. Hardware is open only to tradespeople.

So I put all the food, alcohol and purchases on my credit cards and have been repaying it back a bit each week.

B & I are both still working though which is good. I am also coming up to the end of my bookkeeping course so have a very busy month ahead of me. If I do not complete the course on time it will cost $100 to extend it and the extension is valid for a year. I don't think I will need to extend it but I guess there is a small possibility.

So we are not going out but there is plenty to do at home! Last weekend it was B's birthday and we celebrated by having a spa, takeaway for dinner and a virtual music night with friends.

We are not spending very much at all. I am just letting the money sit in our spending account for if we need it but we are spending far less than usual. We might have takeaway here and there but I am trying to limit it as we are in a pandemic and everything is risky. I am generally doing the grocery shopping by click and collect to avoid walking through the supermarket.

The news is saying that we will likely have a meat shortage in a few weeks because the government reduced the abbattoir capacity to 2/3 because a lot of the Covid cases were spread within the abbattoirs as it is a hot environment where the workers work close together so it was spreading like wildfire. The news is also saying that we will likely have a food shortage because the borders are closed so fruit and vegetables cannot be brought into our State unless the other State government allows trucks only. We are currently well stocked for food but I think I will need to think ahead for more things to buy as well as things we can replace the foods with if they do have the food shortage.

These are such crazy times... Our cases have been falling though so our Government is saying by Christmas we could be out and about (still with mandatory masks though)

Hope you are all doing as well as possible in these crazy times!