It's bill-paying day today so had to pay B's motorbike registration, council rates & my phone bill. The motorbike registration is new from last year, the council rates have increased but my phone has decreased. For some reason the phone company when I set up the phone insisted on my bank details in case I don't pay the bill in two weeks. I paid by the due date and yet they also took out a payment. (I paid $26.13 and they deducted $26.13). This was last month. This month I got a phone bill for wait for it - $3.87!!! I know really it's not that exciting because it's an overpayment from last month in actual fact. They didn't direct debit it this time which I am happy about. I don't have a lot of time to call call centres so was not looking forward to it.
Anyway the $150.13 savings consists of:
- House insurance saving compared to last yr $8.70
- Car insurance repayment we're not making at the moment (but need to save for) $90.24
- Phone savings compared to last year $51.19
I had to check the bank account to make sure that I can do all these banking the difference amounts & pay our automatic debits (still have $149 on mortgage expected to go), but the balance is fine, can do them.
So now expected savings by mid-January next year = 52 wk challenge $5512 + Banking the Difference $616.45 = $6,128.45. Over $6000! Exciting 
Banking the Difference $150.13
February 26th, 2015 at 08:18 am
February 26th, 2015 at 08:31 am 1424939488
February 26th, 2015 at 10:15 am 1424945749
February 26th, 2015 at 10:38 am 1424947138
February 27th, 2015 at 01:25 am 1425000302