I prepaid $60 onto my credit card for the interest charge and yesterday it got charged $53.50, so have counted the extra $6.50 as a snowflake in the Banking the difference challenge. Was so over the monthly interest charges that I started to apply for another card on a 0% balance transfer. Then chickened out when I had to put the employer details up - can't handle my boss getting the phone call! I guess this means I'm slightly embarrassed about my credit card debt because I so didn't want to have that conversation...
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We had $29 left over from our weekly pay, so I sent $24 over to repay the EF from what we borrowed. Now the amount owing is $275.93.
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B got paid his small pay for the week where he only worked 2.5 days. I bought more groceries last week in anticipation, spent $200, so my goal this week is to only spend $80. We need to buy fruit & veggies, some red meat, bread, almond milk, tinned cat food, lunch meat, eggs, and some snacks for B. Looks doable. I'm putting it here so I can be held accountable and will *not* buy extra stuff. Wish me luck guys!
Misc Financial Transactions
July 22nd, 2015 at 01:58 pm
July 22nd, 2015 at 02:02 pm 1437570177
July 22nd, 2015 at 03:13 pm 1437574412
July 22nd, 2015 at 04:44 pm 1437579851
Secondly, if your employer gets a call, it will probably only be to verify employment -- to make sure that the details you provided are correct. I really wouldn't worry about it! Get that 0% rate! That's how I got out of debt! (Along with selling my house, but that's a different story!)
July 22nd, 2015 at 11:15 pm 1437603309
Creditcardfree & CB - maybe you're right, maybe I am worried about nothing. And that is costing me just over $50 per month in interest charges!! You have inspired me to switch to 0%.
July 23rd, 2015 at 03:51 am 1437619868
July 23rd, 2015 at 08:18 am 1437635900
July 23rd, 2015 at 12:33 pm 1437651238
July 23rd, 2015 at 12:51 pm 1437652289