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Balance Transfer Card Due Date

September 6th, 2015 at 05:09 am

I received the credit card statement a while ago but didn't check the minimum payment due date. (I know, so not clever.) The credit card statement showed that I paid the $303 from last month and added on the $64 annual card fee. So from the close of the credit card statement to now I have paid $64 against the credit card, to clear the annual card fee.

So all weekend I've been thinking "really must check the due date for payment"... well I did and it's due tomorrow, the 7th! So I've shortpaid by $17 (the minimum payment was $81)! I had a look on their website to see if I will get charged any fees, it doesn't say. I promptly transferred $30 over, so the amount paid will be $94. I am still sticking to $303 per month though, so later on I will pay $273 instead. SO annoyed with myself! Grrr.

Anyway, now I know the due date, don't I...

Also, I forgot to share my thoughts of the Vacation movie, which I saw last week. I thought it was great! A bit gross in some parts, but it is a fun family movie where you will leave with a smile on your face and a warm feeling.

And just quickly (as I have to go to bed soon) food shopping was a respectable $145 for us, so was happy with that. Got the gas bill, which turns out to be $522 (up $17 from this time last year - due to running the heater all winter). The electricity bill is also so high because I use the dryer every weekend during winter. Looking forward to the weather warming up so I can stop using it.

I have accounted for all the bills for the month, with that and spending up to this point of time, am at 71% of the total budget. Will be continuing to try not to spend too much so we don't see a financial haemorrhage.

5 Responses to “Balance Transfer Card Due Date”

  1. creditcardfree Says:

    I had that same thing happen with due dates...the day before! I think I'm pretty clear now on due dates since I just took an inventory last month.

  2. frugaltexan75 Says:

    Does your card offer automatic payments? I have all my cards set up to automatically pay the entire balance of the previous statement. That way I don't have to worry about due dates. (I do still check my accounts 3 or 4 times a week - I just don't worry about the due date itself.)

  3. bluesfemme Says:

    Hopefully seeing as how you're so close to what the payment was supposed to be they might give you a break!

  4. rob62521 Says:

    You are human...don't beat yourself up. You are now aware of the due dates and will adjust your schedule accordingly.

  5. VS_ozgirl Says:

    Creditcardfree- it's easy to make this mistake isn't it
    FrugalTexan- this card balance is $3947 (more than my monthly pay) so I can't afford to pay it all off at once. I'm treating it like a loan (because receiving 0% interest is a loan) and repaying in even monthly payments
    Blues femme- thanks, I hope so
    Rob- thank you, that's very sweet of you

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