I received the credit card statement a while ago but didn't check the minimum payment due date. (I know, so not clever.) The credit card statement showed that I paid the $303 from last month and added on the $64 annual card fee. So from the close of the credit card statement to now I have paid $64 against the credit card, to clear the annual card fee.
So all weekend I've been thinking "really must check the due date for payment"... well I did and it's due tomorrow, the 7th! So I've shortpaid by $17 (the minimum payment was $81)! I had a look on their website to see if I will get charged any fees, it doesn't say. I promptly transferred $30 over, so the amount paid will be $94. I am still sticking to $303 per month though, so later on I will pay $273 instead. SO annoyed with myself! Grrr.
Anyway, now I know the due date, don't I...
Also, I forgot to share my thoughts of the Vacation movie, which I saw last week. I thought it was great! A bit gross in some parts, but it is a fun family movie where you will leave with a smile on your face and a warm feeling.
And just quickly (as I have to go to bed soon) food shopping was a respectable $145 for us, so was happy with that. Got the gas bill, which turns out to be $522 (up $17 from this time last year - due to running the heater all winter). The electricity bill is also so high because I use the dryer every weekend during winter. Looking forward to the weather warming up so I can stop using it.
I have accounted for all the bills for the month, with that and spending up to this point of time, am at 71% of the total budget. Will be continuing to try not to spend too much so we don't see a financial haemorrhage.
Balance Transfer Card Due Date
September 6th, 2015 at 12:09 pm
September 6th, 2015 at 01:42 pm 1441546945
September 6th, 2015 at 02:55 pm 1441551318
September 6th, 2015 at 03:41 pm 1441554100
September 6th, 2015 at 09:28 pm 1441574890
September 6th, 2015 at 10:27 pm 1441578455
FrugalTexan- this card balance is $3947 (more than my monthly pay) so I can't afford to pay it all off at once. I'm treating it like a loan (because receiving 0% interest is a loan) and repaying in even monthly payments
Blues femme- thanks, I hope so
Rob- thank you, that's very sweet of you