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September Wrap-up

September 30th, 2015 at 11:50 am

I'm going to aim to keep this entry short, especially as I'm not using wifi at the moment, so should get off the internet soon. (And look at the modem again soon).

I've been noting down my figures but then I felt like using something a bit more visual. Something fairly simple, don't have the energy right now to work out how to use something with a bank feed and code things etc. I found an app called Spending and it's super easy to use and the top half of the screen looks like a chalkboard and simply states "Income" $$, underneath Expenses $$ and underneath that the amount you have left over.

The bottom half has a pie chart which shows percentage of each spending category. So simple and visually all I wanted!

Bills for September amounted to 63%. Bills are high in September because they're all lumped together and also because it's at the end of winter so we've been running the heater, dryer etc. Spring is here so not as much need to run everything.

Savings amounted to 15%. Spending on food etc was fairly low key and I tried to spend as little as possible on petrol, clothes etc.

I like the app, so I think for October I will use it but put in the bills and 15% savings and aim to live off the rest.

Posted in Money Mindfulness | 6 Comments »

6 Responses to “September Wrap-up”

  1. alianora Says:
    September 30th, 2015 at 04:29 pm 1443630569
    1443630569

    That sounds like an awesome little app. I think that might be something I could use - I try to use YNAB, but never follow through and then get frustrated entering things when I try again. Thanks for the tip!

  2. Ima saver Says:
    September 30th, 2015 at 09:15 pm 1443647706
    1443647706

    I think that saving 15% is fantastic! Way to go!!

  3. rob62521 Says:
    September 30th, 2015 at 09:25 pm 1443648358
    1443648358

    Wow...15% on savings! Good for you. That app sounds like a great tool.

  4. VS_ozgirl Says:
    September 30th, 2015 at 10:12 pm 1443651137
    1443651137

    Thank you guys! The app is pretty great, alianora it's very easy to use. Will probably change again later to something with a bank feed but for now this is great.

  5. FrugalTexan75 Says:
    October 1st, 2015 at 01:52 am 1443664370
    1443664370

    I think I tried that app before. It just wasn't YNAB for me, so I went back to YNAB. But it sounds like it's working for you - so that's great!

  6. VS_ozgirl Says:
    October 1st, 2015 at 02:44 pm 1443710671
    1443710671

    Thanks!

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