Life is pretty quiet here at the moment. Not that it's a bad thing. I'm super busy with studies outside of work so don't have a lot of time to do much else. No spend days are currently the norm, unfortunately though when I do spend I'm buying four different things (eg groceries & get the car washed- I was time strapped so chose to spend the money) so that means a large outflow in one day instead of many small transactions.
So far I'm at 72% spent, though I have already accounted for 15% savings/debt repayment in the amount spent. I like the idea of paying yourself first then living off the balance.
We go away camping in the near future, very much looking forward to it! So far we have planned to cook breakfast and dinner meals at the caravan park and eat out each day, so that not only will we enjoy campfire cooking but we are also not spending too much either
72% Through the Budget So Far
October 20th, 2015 at 12:58 pm
October 20th, 2015 at 02:19 pm 1445347155
October 20th, 2015 at 05:21 pm 1445358114
I wonder if it's a bit 'neurotic' but I've been using days bills come due to do required spending like groceries, car servicing/fill gas tank, prescription refills etc. The unanticipated benefit is how much easier it's been to find items in on-line bank info and how much neater my end of month accounting looks. Experience has taught me that most 'impulse' buys end up a disappointment so the 'Note' app on my cell phone has a 'To Buy' list of family desires. If it's not on the list I've pretty well trained to leave it for 24 hours of '2nd thought.' I rarely go back to buy, obviously a fleeting wish.
Do your grocery stores, gas stations, other regular outlets or on-line Groupon offer discounts/coupons for car wash at a convenient location? I know it's not much but truly these small savings cumulatively are significant by year's end.
October 20th, 2015 at 10:22 pm 1445376137
Snafu- thank you for your kind words
October 21st, 2015 at 01:03 am 1445385817
October 21st, 2015 at 08:02 am 1445410953