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About Me:

VS-from-oz

I'm a married Australian woman who tries to make the best of what I have and live life to the fullest, while hoping to have some left over for a rainy day.
My husband B & I have a beautiful puppy.

2021 Goals:
- Get a part-time job working up to 20 hours per week and spending 20 hours per week building my bookkeeping business
- Get better work/life balance & exercise 2-3 times per week
- Continue to be careful with spending money

2020 Goals:
- Finish BAS Agent Representative Course and continue setting up my bookkeeping business - COURSE COMPLETED
- Get credit cards under control - BETTER PROGRESS
- Save up for UK holiday if able to - SAVINGS ON HOLD DUE TO PANDEMIC

EF Breakdown
Cash: $ 1.4 months of my average pay
Shares: $ 1.8 months of my average pay
Holiday Fund: $ around 1.5 months of my pay
Payout from Previous Job: 5 months of my average pay
Cash Available in Mortgage Offset: just over $1500

Merry Christmas Everyone!!!

December 24th, 2015 at 09:35 am

It's Christmas Eve and festivities are now in full swing. If we're not celebrating, we're preparing for it, so just wanted to drop a quick line and wish everyone a safe and fun Christmas. Whether you crave relaxation or quality time with family and friends, I hope you get it. Merry Christmas, speak to you all very soon xxxx

Posted in Random | 10 Comments »

10 Responses to “Merry Christmas Everyone!!!”

alice4now Says:
December 24th, 2015 at 11:23 am 1450956196
1450956196

Merry Christmas, hope you are enjoying your holiday!
CB in the City Says:
December 24th, 2015 at 12:48 pm 1450961281
1450961281

Merry Christmas to you!
creditcardfree Says:
December 24th, 2015 at 01:41 pm 1450964467
1450964467

Merry Christmas!
Beawealthywarrior Says:
December 24th, 2015 at 02:00 pm 1450965624
1450965624

Have a Merry Christmas!
Carol Says:
December 24th, 2015 at 02:29 pm 1450967347
1450967347

Merry Christmas to you and to everyone!
Kiki Says:
December 24th, 2015 at 04:28 pm 1450974504
1450974504

Merry Christmas!!
Ima saver Says:
December 24th, 2015 at 04:44 pm 1450975475
1450975475

Merry Christmas anad have a wonderful holidaty!
VS_ozgirl Says:
December 24th, 2015 at 09:37 pm 1450993061
1450993061

Thank you everybody!!! So far so good! We are hosting Christmas so it's a busy day. Wishing you all a great day!
FrugalTexan75 Says:
December 25th, 2015 at 03:30 pm 1451057448
1451057448

Merry Christmas! -
VS_ozgirl Says:
December 25th, 2015 at 10:19 pm 1451081944
1451081944

Merry Christmas to you too FrugalTexan!

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VS-from-Oz's Personal Finance Blog

Balance Is A Wonderful Thing To Have

Merry Christmas Everyone!!!

10 Responses to “Merry Christmas Everyone!!!”

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