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About Me:

VS-from-oz

I'm a married Australian woman who tries to make the best of what I have and live life to the fullest, while hoping to have some left over for a rainy day.
My husband B & I have a beautiful puppy.

2021 Goals:
- Get a part-time job working up to 20 hours per week and spending 20 hours per week building my bookkeeping business
- Get better work/life balance & exercise 2-3 times per week
- Continue to be careful with spending money

2020 Goals:
- Finish BAS Agent Representative Course and continue setting up my bookkeeping business - COURSE COMPLETED
- Get credit cards under control - BETTER PROGRESS
- Save up for UK holiday if able to - SAVINGS ON HOLD DUE TO PANDEMIC

EF Breakdown
Cash: $ 1.4 months of my average pay
Shares: $ 1.8 months of my average pay
Holiday Fund: $ around 1.5 months of my pay
Payout from Previous Job: 5 months of my average pay
Cash Available in Mortgage Offset: just over $1500

Snowflake from February

March 3rd, 2016 at 11:15 am

52 Week challenge opening balance: $2,567.38
Plus Safeway Everyday rewards to EF: $10.00
52 Week challenge closing balance: $2,577.38

I was checking through my budgeting app and realised that I forgot to transfer into the EF a $10.00 snowflake I received last month, so transferred it over tonight.

Today the car upholstering got done to the ceiling - it looks sooo much better! No more front and back of the car ceiling hanging down any more Smile . As quoted, this work was $250, and well worth it.

I discussed my holiday options with B a bit more - I am so happy that he's totally fine with me going away without him. He just wants to know that I'll be safe and won't be spending a fortune. I've asked my friend about going on the cruise, so we'll wait and see.

I ended up buying 51 more QBE shares, so now hold 201 of them. Expected dividend will now be $60.30. Now the mini EF and the maxi EF are more evenly balanced. Cash is $2,997.32 and shares are $2,860.86. My plan is cash to be around $2500 or so, and then invest the rest.

That's all my financial news for the day, talk soon!

Posted in Investing, 52 Week Challenge, Random | 4 Comments »

4 Responses to “Snowflake from February”

mjrube94 Says:
March 3rd, 2016 at 12:32 pm 1457008357
1457008357

It's always a great feeling when you find forgotten money!
CB in the City Says:
March 3rd, 2016 at 02:56 pm 1457016992
1457016992

I remember when the ceiling upholstery fell in my son's car. I think he just trimmed it off, but it was a very old car, not worth any investment!
VS_ozgirl Says:
March 4th, 2016 at 12:34 pm 1457094889
1457094889

We want to drive this car for a few more years so happy to spend a little here and there - beats having to make a car payment!
FrugalTexan75 Says:
March 6th, 2016 at 02:45 pm 1457275536
1457275536

It's nice to find money you forgot about.

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VS-from-Oz's Personal Finance Blog

Balance Is A Wonderful Thing To Have

Snowflake from February

4 Responses to “Snowflake from February”

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