My biggest news is that today we received the refund for the cancelled UK flights to my credit card. We received $3012, which only leaves a balance of $680 owing on that card.
I am ecstatic! I have been worried about how high the cards are and to have this reduced by so much is a big peace of mind. I can now afford to pay this card off in full within two months.
I am also really pleased that our travel provider advised us that it would take 12 weeks to receive the flight refund back and it took exactly that time - we received the money on the day. I have heard some horror stories of people not receiving their pandemic travel cancellations for ages and sometimes not even the full amount, so I am really pleased with the travel provider.
With the 52 week challenge the money I would normally be putting on that card will now go back to the holiday fund as eventually we will need to buy the flights again. I doubt we'll be able to travel for a couple of years but should not leave the saving for too long as it is an expensive trip.
My boss also reimbursed me for the home office computer equipment I was required to buy, for the amount of $330; which is to be repaid onto the other card. This card will now be under $3000 and paying that off will be the next course of action after the $680 credit card debt is repaid.
Definitely have to have the mindset of repaying the card in full each month to avoid the cards creeping up again! I may set up debits to have the full amount debited from the bank account to avoid this happening again once each card is repaid.
Flight Refund Received
September 1st, 2020 at 07:26 am
September 1st, 2020 at 02:37 pm 1598971029
September 1st, 2020 at 09:24 pm 1598995492
September 1st, 2020 at 10:24 pm 1598999055
September 2nd, 2020 at 09:19 pm 1599081597
September 7th, 2020 at 02:57 pm 1599490660