Hello my SA friends! It’s been a while but I’m popping in to say hi. I actually did a blog post right before Christmas last year and went to post it and there were some website problems so didn’t, forgot about it but have been regularly reading SA blogs and articles. I just got out of the posting routine. I’m glad to see you are all doing pretty well though!
The post was about my goals for 2024 and I’m happy to say that even though I didn’t post the entry I have actually been doing some of the things planned.
The things which have been going well are as follows:
I have a direct debit from our bank account our wages are deposited into to my brokerage account of 5% of my pay as kind of an emergency fund. The direct debit expires at the end of this year because next year I’m planning to send the 5% to our mortgage loan as extra payments and the year after to my superannuation fund (known as a retirement account in the US). Basically I want to rotate the savings into different places each year.
Last year I did the 365 penny challenge into an old bank account we weren’t using to turn this bank account into my credit card like bank account. (I had to cancel my credit cards to qualify for our home loan and while I don’t have any credit cards of my own now I do still need some money separate from our checking account to cover the things I would have spent on my credit card). At the end of last year $667 was saved. I was going to do the challenge again but stopped it, however still kept the regular $10 direct debit from our checking account to this account. As long as every purchase is repaid (which it is) it will grow by $520 per year.
The other things are a work in progress.
Life has been slowly calming down after moving house and selling our old house which is good. While there is always something going on and life is never perfect or easy it’s nice to not have the level of stress we had last year and the year before.
Today it is King’s Birthday public holiday so we had a quiet day in where I did washing, washed my car and walked our dog Diesel, and B pottered around in the shed doing a bit of work on his project bike. It was a relaxing and productive day.
June 11th, 2024 at 09:25 pm 1718137516
June 12th, 2024 at 10:36 pm 1718228205
June 13th, 2024 at 01:53 am 1718239996
I’ve been away awhile but am glad to see you!
June 13th, 2024 at 01:59 pm 1718283563
June 13th, 2024 at 10:11 pm 1718313093
June 15th, 2024 at 03:44 am 1718419466
FrugalTexan I hope you can start blogging again too!
June 15th, 2024 at 05:31 am 1718425887
June 16th, 2024 at 09:30 pm 1718569812
June 17th, 2024 at 03:32 am 1718591527