Since we moved house two years ago and overextended ourselves with the whole trying to own two properties thing, tracking spending has always continued to happen but it became something I needed to do but because for quite a while we were living so beyond our means the numbers didn’t really mean much.
We’re not treading water anymore and I knew we would be going back to actively tracking our spending eventually, and as of this month we are back to actively tracking our spending to try to live within our means. (It always worked before! Am glad to be back at this point finally)
I have always found that if we watch what we spend day to day using the spending app overall we are ok and able to live comfortably. (As the saying goes “look after your pennies and the dollars will look after themselves“ ). Two months ago our bills bank account went down to $270 (not really heard of for us) and last month if I hadn’t noticed it would have gone into negative! We had to transfer $900 from our savings to get by; so it became crucial to go back to our old ways of actively tracking our spending because something isn’t working here. (Probably 50%-75% due to the cost of living crisis and also somewhat due to not limiting our spending where necessary)
It’s the 24th day of this month and we have $70.50 left which is not great because we have another 6 days to go which also includes a weekend, because Sunday is the 30th. But no fuel needs to be bought until next Monday 1st July and we have no plans to go out, so even if we go into the negative (which is possible as it is a 5 weekend month) hopefully it won’t be by much. Wish us luck in getting through the last few days!
June 25th, 2024 at 10:52 am 1719309164
June 26th, 2024 at 11:46 am 1719398768
July 3rd, 2024 at 10:55 pm 1720043755